Ujjivan Small Finance Bank Limited is a subsidiary of Ujjivan Financial Services Ltd, which started its operations as a microfinance institution in 2005. The company received the final license from the Reserve Bank of India to set up a small finance bank in 2017 and commenced operations on February 1, 2017.

Ujjivan Small Finance Bank offers a wide range of banking products and services such as savings accounts, current accounts, fixed deposits, recurring deposits, microloans, affordable housing loans, personal loans, two-wheeler loans, and business loans among others.

The bank also provides digital banking solutions to cater to the evolving needs of customers. It has introduced innovative technology-driven initiatives like mobile banking apps and internet banking facilities that offer convenience and ease for their customers. One factor that sets Ujjivan Small Finance Bank apart from its competitors is its focus on financial inclusion by providing banking and financial services to underserved communities. The bank's emphasis on serving the unbanked population through various products tailored specifically for them has helped it carve out a niche within the Indian banking sector. Moreover, stands out due to its commitment towards responsible lending practices while offering access to credit for those who have been excluded or underserved by traditional banks. This approach not only helps individuals but also contributes positively towards community development. In terms of collaborations or partnerships, has joined hands with various entities including fintech companies to enhance their technological capabilities and expand their reach across different customer segments.