Equitas Small Finance Bank Limited is a Chennai-based small finance bank in India. The company was incorporated in 1993 as V.A.P. Finance Private Limited, and it later became Equitas Micro Finance Limited (EMFL) in 2007. In 2016, EMFL received the license from the Reserve Bank of India to establish itself as a small finance bank. The bank offers a wide range of banking products and services such as savings accounts, current accounts, fixed deposits, recurring deposits, microloans, housing loans, SME loans, and non-microfinance loans for individuals and businesses. Equitas Small Finance Bank has been at the forefront of leveraging technology to enhance its customer experience. They have introduced innovative digital solutions like mobile banking apps and internet banking facilities to provide convenient access to financial services for their customers. One factor that makes Equitas Small Finance Bank stand out from its competitors is its strong focus on financial inclusion by serving the unbanked and underbanked segments of society through various customized financial products tailored to meet their needs. In terms of collaboration or partnerships, Equitas Small Finance Bank has tied up with various entities including fintech companies to expand its reach and offer cutting-edge banking solutions. As per recent data available till March 2021, Equitas Small Finance Bank had over 5 million active customers across all business segments.